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Company Overview

"Built upon 200 years of combined financial and technology expertise, the AppTech Fintech platform will set the gold standard for the delivery of continuous digital financial innovation and commerce experiences. Our success, and that of our clients, will be attributed to an ongoing commitment to solving challenges through technology enablement."

Luke D'Angelo

Luke D’Angelo

About Us

AppTech Payments Corp. is an innovative Fintech company with an elite digital platform that powers seamless omni-channel commerce experiences for clients and their customers. AppTech is developing a transformative digital payments and banking all-in-one platform that will upend the Fintech industry. Our embedded, highly secure platform drives B2B, B2C and P2P capabilities in Payments as a Service (PaaS) and Banking as a Service (BaaS) from crypto and contactless payment options to virtual cards, text-to-pay, mobile-to-mobile and cross-border remittance.

Intellectual Property

Mobile Commerce

Mobile Commerce Framework

View Patent 7,693,752 | View Patent 10,600,094
View Patent 8,554,632 | View Patent 10,621,639
View Patent 8,799,102 | View Patent 10,846,726
View Patent 9,436,956 | View Patent 10,846,727
View Patent 10,102,556 | View Patent 10,909,593
View Patent 10,127,592 | View Patent 11,107,140

View Patent 11,354,715

This newly acquired patent portfolio is focused on the delivery, purchase, or request of any products or services within specific geolocation and time parameters, provided by a consumer’s mobile phone anywhere in the United States. This portfolio houses the patent that protects all advertising on a mobile phone, including in a store’s mobile application.

System & Method for Delivering Web Content to a Mobile Device

View Patent 8,073,895 | View Assignment for Patent 8,073,895
View Patent 8,572,166 | View Assignment for Patent 8,572,166

These patents allow companies to send URLs in text messages. They are responsible for helping to create the industry protocol known as Wireless Access Protocol (WAP) Push. WAP is very commonly used when you receive a text message with a link to download content or an application to your mobile phone.

Mobile Texting Image
Mobile Payment Image

Mobile-to-Mobile Payment
System & Method

View Patent 8,369,828 | View Assignment for Patent 8,369,828

This patent was developed for moving money from cellphone to cellphone, person to person, or person to business. We believe it sparked the creation of the P2P (Peer to Peer) Payments industry by allowing users to move money by text message, click, tap, or scan.

Computer to Mobile Two-Way Chat System & Method

View Patent 8,315,184 | View Assignment for Patent 8,315,184

This patent allows for communication from a computer to mobile phone device via SMS text messaging. This technology is most used in social media messenger apps or chat features. When chatting with your friends on your favorite platform, the messages are not moving cellphone to cellphone. Rather, the messages you send through your phone are sent to the app’s computer, processed, and then routed to the receiver’s mobile device.

Girl on phone in coffee shop

Meet the Team

Luke D’Angelo

Chief Executive Officer & Executive Director

Gary Wachs

Chief Financial Officer

Virgilio Llapitan


Ben Jenkins

Chief Technology Officer

Chad Nelley

Chief Operations Officer

Kaylei Wright

Chief of Staff

Julia Yu

SVP of Corporate Finance & Accounting

Bryan Guy

SVP of Product & Experiences

Marc Evans

Corporate Secretary & Associate

Aram A. Aghapour

SVP of Research, Development & InfraOps

Nick Nolasco

Chief Architect

Scott Carnley

Director of Engineering

Amanda Glosson

Senior Principal Software Engineer

Ron Hill

Director of Merchant Services

Howard Fish

Director Of Sales & Business Development

Tyler McCollum

Director of Information Technology

Christine Carroll

Corporate Operations Manager

Bonnie Leong

Senior Business Analyst

Sean Standen

Web Development & Content Manager

Emily Finch

Graphics & Design Manager

Anthony Shall

Associate Product & Project Manager