AppTech Corp. Appoints Ben Jenkins, Payments and Software Innovator, As Chief Technology Officer

CARLSBAD, Calif., December 1, 2021 – AppTech Corp. (“AppTech”) (OTC: APCX) a fintech company powering commerce experiences, today announced Ben Jenkins has joined the Executive Management Team as Chief Technology Officer. Mr. Jenkins joins us from Innovations Realized where he most recently played an integral role in orchestrating the digital transformation of AppTech’s fintech platform. As CTO, Mr. Jenkins will be responsible for overseeing the ongoing strategy, development, and market execution of AppTech’s core technology platform & services.

“We are excited to welcome Ben to our team” said Virgil Llapitan, AppTech President, “His passion for continual learning and disruptive innovation are well reflected in his leadership skills. Ben’s proven track record of building scalable solutions at large companies like Blackbaud positions him well to lead our initiatives aimed at increasing value for our customers.”

Ben brings over 20 years of blended experience developing new products, opening new market opportunities, and driving growth through enterprise and start-up technology innovation. Having founded Innovations Realized to lead enterprise businesses in the transformation, centralization and execution of Fintech strategies, Mr. Jenkins has spent the past five years working with clients across several markets and geographies by leveraging his deep industry knowledge and relationships within the payment and banking ecosystems. Through Ben’s corporate roles leading new product introduction, he brings the expertise of launching a payment platform that grew to process billions of dollars annually, communications platforms that process billions of messages and a first to market retail supplier digital asset management system.

“This is an exciting time to be involved in the fintech sector given emerging digital trends and the blockchain innovation we’re all witnessing. Growing AppTech’s platform to deliver new integrations and solutions to the market, I see tremendous opportunities to help customers navigate and develop seamless experiences. The organization is poised to become a leader in financial technology innovation and I’m extremely excited to be a part of this growth.”

About AppTech

AppTech Corp. (OTC: APCX) is a publicly listed FinTech company utilizing innovative payment processing and digital banking technologies to complement core merchant services capabilities. AppTech’s patented and proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions and business enterprises.

AppTech is developing an embedded, highly secure digital payments and banking platform that powers commerce experiences for clients and their customers. Based upon industry standards for payment and banking protocols, AppTech will offer standalone products and fully integrated solutions that deliver innovative, unparalleled payments, banking, and financial services experiences. Our processing technologies can be taken off-the-shelf or tapped into via our RESTful API to build fully branded and customizable experiences while supporting tokenized, multi-channel, and multi-method transactions.

For more information about our company, please visit www.apptechcorp.com.

Forward Looking Statements

This press release contains forward-looking statements that are inherently subject to risks and uncertainties. Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as “anticipate, believe, estimate, expect, forecast, intend, may, plan, project, predict, should, will” and similar expressions as they relate to AppTech are intended to identify such forward-looking statements. These risks and uncertainties include, but are not limited to, general economic and business conditions, effects of continued geopolitical unrest and regional conflicts, competition, changes in methods of marketing, delays in manufacturing or distribution, changes in customer order patterns, changes in customer offering mix, and various other factors beyond the company’s control. Actual events or results may differ materially from those described in this press release due to any of these factors. AppTech is under no obligation to update or alter its forward-looking statements whether as a result of new information, future events or otherwise.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

AppTech Corp. Announces 2021 Annual Shareholder Meeting

CARLSBAD, Calif., November 23, 2021 – AppTech Corp. (“AppTech”) (OTC: APCX) a fintech company powering commerce experiences, announced today it filed its proxy statement and will hold its Annual Shareholder Meeting on December 29, 2021 at 10:30 am pst. To enable shareholders to attend despite their location, AppTech will hold the meeting exclusively online.

Meeting details and instructions to access proxy materials have been disseminated to shareholders of record via direct mail in accordance with the notice and access model. Only such shareholders as of the November 10, 2021, record date are entitled to notice of the Annual Meeting or any adjournment thereof. If you are a shareholder and do not receive notice by December 8, 2021, please contact AppTech Investment Relations to obtain meeting details.

About AppTech (OTC: APCX)

AppTech Corp. is a publicly listed FinTech company utilizing innovative payment processing and digital banking technologies to complement our core merchant services capabilities. Our patented and proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions and business enterprises.

AppTech is developing an embedded, highly secure digital payments and banking platform that powers commerce experiences for clients and their customers. Based upon industry standards for payment and banking protocols, we will offer standalone products and fully integrated solutions that deliver innovative, unparalleled payments, banking, and financial services experiences. Our processing technologies can be taken off-the-shelf or tapped into via our RESTful API to build fully branded and customizable experiences while supporting tokenized, multi-channel, and multi-method transactions. For more information about our company, please visit www.apptechcorp.com.

Forward Looking Statements

This press release contains forward-looking statements that are inherently subject to risks and uncertainties. Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as “anticipate”, “believe”, “estimate”, “expect”, “forecast”, “intend”, “may”, “plan”, “project”, “predict”, “should” and “‘will” and similar expressions as they relate to AppTech are intended to identify such forward-looking statements. These forward-looking statements involve risks and uncertainties concerning the Company. These risks and uncertainties include, but are not limited to, general economic and business conditions, effects of continued geopolitical unrest and regional conflicts, competition, changes in methods of marketing, delays in manufacturing or distribution, changes in customer order patterns, changes in customer offering mix, and various other factors beyond the company’s control. Actual events or results may differ materially from those described in this press release due to any of these factors. AppTech is under no obligation to update or alter its forward-looking statements whether as a result of new information, future events or otherwise.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

AppTech Corp. Converts Or Cures Default On Vast Majority Of Outstanding Debt

CARLSBAD, Calif., October 4, 2021 – AppTech Corp. (“AppTech”) (OTC: APCX) a fintech company, announced today that the Company converted or cured the default on vast majority of its previously defaulted debt. To aid in its endeavor of listing on a national exchange to further enhance its financial stability, AppTech negotiated with debt holders to restructure their debt. The negotiations were well received by the debt holders permitting the Company to significantly improve its financial position.

The debt holders were given the opportunity to either convert AppTech’s outstanding debt into shares of common stock at a slight discount from fair market value or forbear all payments and interest for a period of one year in exchange for a one-time equity bonus. To date, through these actions, AppTech removed the default on over $3M in debt. This includes more than $1M being converted. AppTech will continue seeking to improve its financial condition as it progresses towards its goals of an effective public offering, listing to a national exchange and launching its comprehensive financial services platform.

About AppTech (OTC: APCX)

AppTech Corp. (OTC: APCX) is a financial technology company utilizing innovative payment processing and digital banking technologies to complement our core merchant services capabilities. Our patented and proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions and business enterprises. For more information about our company, please www.apptechcorp.com.

Forward Looking Statements

This press release contains forward-looking statements that are inherently subject to risks and uncertainties. Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as “anticipate”, “believe”, “estimate”, “expect”, “forecast”, “intend”, “may”, “plan”, “project”, “predict”, “should” and “‘will” and similar expressions as they relate to AppTech are intended to identify such forward-looking statements. These forward-looking statements involve risks and uncertainties concerning the Company. These risks and uncertainties include, but are not limited to, general economic and business conditions, effects of continued geopolitical unrest and regional conflicts, competition, changes in methods of marketing, delays in manufacturing or distribution, changes in customer order patterns, changes in customer offering mix, and various other factors beyond the company’s control. Actual events or results may differ materially from those described in this press release due to any of these factors. AppTech is under no obligation to update or alter its forward-looking statements whether as a result of new information, future events or otherwise.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682

AppTech Corp. Welcomes New Board Members

CARLSBAD, Calif., April 29, 2021 – AppTech Corp. (“AppTech”) (OTC: APCX) a fintech company, announced today the retirement of Michael Gross and appointment of Michael Yadgar to the Company’s Board of Directors. Mr. Yadgar is a corporate lawyer and strategic advisor. He currently serves as a member of the Board of Directors of nDigital Holdings SPC, a holding company for operational fintech assets; nDigital Ventures, a holding company for fintech investments and joint ventures; NEC Payments B.S.C. (“NECP”); and Apiso W.L.L. (“Apiso”).

Virgil Llapitan, AppTech President & COO, stated, “With more than 20 years of experience counseling and directing clients on general corporate, acquisition, divestment, strategy, and investment matters, Michael will play a pivotal role on our Board during this time of expansion and acceleration. We are very fortunate Michael accepted the invitation given his in-depth, well-rounded expertise across our industry and we welcome him aboard.”

In addition to Mr. Yadgar, Andrew Sims will also join AppTech’s Board as an observer. Mr. Sims is a co-founder, board member and the Chief Executive Officer of nDigital Holdings SPC and its subsidiaries including NECP and Apiso. NECP is a licensed and regulated digital banking and payment technology company that provides innovative Banking-as-a-Service and digital financial services technologies to power high-performance, flexible, and secure digital banking and payments products. NECP recently received the accolade of “Best Digital Banking Technology Innovator” in the Middle East 2021.

As previously announced, AppTech and NECP have entered into a strategic partnership to deliver a FinTech ecosystem that incorporates embedded payments, banking and financial services capabilities to power digital commerce experiences for clients. In addition, AppTech offers these forward-thinking financial institutions, technology companies and SMBs operational efficiencies such as automated financial controls and reconciliation to reduce or eliminate manual administration.

Luke D’Angelo, AppTech Chairman & CEO commented, “Though we will greatly miss our long-time board member, Mickey Gross, we are happy to have Michael and Andrew join us. This is an exciting time for AppTech!”

About AppTech (OTC: APCX)

AppTech Corp. is a financial technology company utilizing innovative payment processing and digital banking technologies to complement our core merchant services capabilities. Our patented and proprietary software will provide progressive and adaptable products that are available through a suite of synergistic offerings directly to merchants, banking institutions and business enterprises. For more information about our company, please www.apptechcorp.com.

Forward Looking Statements

This press release contains forward-looking statements that are inherently subject to risks and uncertainties. Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as “anticipate”, “believe”, “estimate”, “expect”, “forecast”, “intend”, “may”, “plan”, “project”, “predict”, “should” and “‘will” and similar expressions as they relate to AppTech are intended to identify such forward-looking statements. These forward-looking statements involve risks and uncertainties concerning the Company. These risks and uncertainties include, but are not limited to, general economic and business conditions, effects of continued geopolitical unrest and regional conflicts, competition, changes in methods of marketing, delays in manufacturing or distribution, changes in customer order patterns, changes in customer offering mix, and various other factors beyond the company’s control. Actual events or results may differ materially from those described in this press release due to any of these factors. AppTech is under no obligation to update or alter its forward-looking statements whether as a result of new information, future events or otherwise.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682

AppTech and NEC Payments Announce Financial Close of their Agreement

CARLSBAD, Calif. and Manama, Kingdom of Bahrain, Mar. 3, 2021 (GLOBE NEWSWIRE) — AppTech Corp. (“AppTech”) (OTC: APCX) and NEC Payments B.S.C(c) (“NECP”), today announce financial closure of the agreement entered into by the parties in October 2020.

Under the scope of the agreement, NECP will provide a digital banking and payment technology solution that will enable AppTech to extend its product offering to include flexible, scalable, and secure payment acceptance and issuer payment processing. Through the deployment of NECP’s technologies, AppTech will be empowered to drive the digitization of business and consumer payments flows and migrate cash, along with other legacy payment types to distanced, contactless card, and real-time payment transactions.

Additionally, NECP will assist AppTech by providing best in class software to complete the development of its text payment solution and, to do so, AppTech is licensing its patented intellectual property to NECP. In return, AppTech will receive licenses to utilize NECP’s digital banking platform, including exclusivity in the United States for its payment acceptance software.

The merging of AppTech’s merchant services and secure text payment solution with NECP’s digital account and multi-channel issuer payment processing capabilities will open up many value-added digital financial services opportunities including: end-to-end payment acceptance and digital banking for small to medium-sized enterprises; and the ability to embed B2B payments at multiple points in the supply chain to facilitate straight-through processing, eliminate manual administration, and automate financial control and reconciliation on behalf of customers.

As part of the agreement, NECP will become AppTech’s single largest shareholder, demonstrating the companies’ commitment to building mutual value through joint success under a partnership model.

Luke D’Angelo, CEO, AppTech stated, “The closing of this agreement and our working partnership with NECP will enable AppTech to concentrate its resources on go-to-market and quickly achieve scale and profitability from the rapid adoption of the products that we will now deliver using these cutting-edge technologies.”

Andrew Sims, CEO, NEC Payments said, “NEC Payments is delighted to have closed this important agreement and is looking forward to deploying our technologies in the US and working with AppTech as partners to develop the innovative products and services that will enable AppTech to realize its objectives and capture significant market share.” He continued “Our agreement with AppTech is the first closure under NECP’s new strategic initiative to invest in partnerships with customer organizations that create mutual value by using not only our technology assets but also our subject matter expertise and experience in the FinTech space.”

Complete terms of the strategic agreement are disclosed in AppTech’s related 8K SEC filing.

About AppTech (OTC: APCX)

AppTech Corp. is a financial technology company utilizing innovative payment processing technologies to complement its core merchant services capabilities. Its patented and proprietary software for merchant services, text marketing and lead generation are licensable or available through a suite of synergistic offerings. AppTech is developing an enterprise-grade text payment system using the simplicity and familiarity of text messaging with multi-factor authentication to ensure security. AppTech also offers digital marketing, software development, mobile app development, website development, website hosting & comprehensive payment processing for brick-and-mortar operations, e-commerce and ACH. For more information about our company, please visit: www.apptechcorp.com

About NEC Payments

NEC Payments B.S.C(c) is a digital banking and payment technology company based in the Kingdom of Bahrain and licensed and regulated by the Central Bank of Bahrain as an Ancillary Services Provider: Card Processor and Payment Services Provider. The company provides innovative financial technology solutions to power high-performance, flexible and secure payment processing, compliance, and financial control systems that may be securely deployed on the cloud, on-premises, and into hybrid environments to provide flexibility, scalability, redundancy, and to drive rapid growth. The company is a principal member of Mastercard and Visa and is compliant with multiple security and business process standards including PCI-DSS L1 v3.2.1, ISO27001 and ISO9001. It recently received the accolade of “Best Digital Banking Technology Innovator, Middle East 2021” from Capital Finance International.

Forward Looking Statements

This press release contains forward-looking statements that are inherently subject to risks and uncertainties. Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as “anticipate”, “believe”, “estimate”, “expect”, “forecast”, “intend”, “may”, “plan”, “project”, “predict”, “should” and “‘will” and similar expressions as they relate to AppTech are intended to identify such forward-looking statements. These forward-looking statements involve risks and uncertainties concerning the Company. These risks and uncertainties include, but are not limited to, general economic and business conditions, effects of continued geopolitical unrest and regional conflicts, competition, changes in methods of marketing, delays in manufacturing or distribution, changes in customer order patterns, changes in customer offering mix, and various other factors beyond the company’s control. Actual events or results may differ materially from those described in this press release due to any of these factors. AppTech is under no obligation to update or alter its forward-looking statements whether as a result of new information, future events or otherwise.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682

NEC Payments
Duaa Ammar, Digital Marketing Manager
[email protected]
+973 1720 3000

AppTech Corp. Engages Innovations Realized LLC to Optimize Operations and Growth Strategies

CARLSBAD, Calif., February 23, 2021 – AppTech Corp. (“AppTech”)(OTC: APCX), a fintech company, announced today that the company engaged Innovations Realized LLC (“IR”) to oversee the market definition and delivery of several key fintech initiatives. In 2021, AppTech intends to launch its innovative and patented mobile text payment solution in addition to a suite of digital banking and payment acceptance products designed in the B2B and B2C payment and software space. IR’s a Digital Transformation platform will help AppTech integrate, design, and execute the newly announced licensing partnership with NEC Payments B.S.C.(c).

The founder and CEO of IR, Ben Jenkins, will be leading this engagement with AppTech. Mr. Jenkins brings a unique blend of enterprise software development and fintech product lifestyle management experience. Together, these teams will be focused on driving market penetration, operational execution, and growth. The IR team, consisting of fintech and growth strategy executives, will guide AppTech through a transformation of their operations. This includes developing, mobilizing, and monetizing their technology platform with the goal of creating best in class customer experiences that drive increased profits over time.

“As we witness a rapid transformation within the fintech space, there is a tremendous ongoing opportunity to innovate and deliver across the ideal customer journey,” said Ben Jenkins. “With the evolution in customer needs and expectations, and advancements in digital payment, banking, and treasury technologies, AppTech has the capabilities across their IP and technology ecosystem to drive customer-focused change. We are extremely excited to partner with AppTech to deliver new, highly engaged experiences to serve their markets.”

Virgil Llapitan, AppTech President and COO, added “Innovations Realized is the ideal partner for AppTech as we attempt to position ourselves as innovators in the fintech industry. We believe we will achieve our lofty growth objectives by leveraging our existing IP and partnering ourselves with talented companies, such as IR.”

About AppTech (OTC: APCX)

AppTech Corp. is a financial technology company utilizing innovative payment processing technologies to complement its core merchant services capabilities. Its patented and proprietary software for merchant services, text marketing and lead generation are licensable or available through a suite of synergistic offerings. AppTech is developing an enterprise-grade text payment system using the simplicity and familiarity of text messaging with multi-factor authentication to ensure security. AppTech also offers digital marketing, software development, mobile app development, website development, website hosting & comprehensive payment processing for brick-and-mortar operations, e-commerce and ACH. For more information about our company, please visit: www.apptechcorp.com.

About Innovations Realized

Innovations Realized delivers digital transformation, operational frameworks and execution strategies to growth, enterprise ISVs, and private equity portfolio companies specifically focused on Fintech and Payments ecosystems. IR focuses on Strategy and Operational Execution, Go to Market Planning and Implementation, Technology Assessments, Partnerships and Investment Due Diligence. Given the complexities and level of knowledge required to be a payment expert, we utilize decades of experience, and industry connections in the payment arena, to streamline the entire process. To learn more about Innovations Realized, and to start monetizing payments in your platform, please visit www.innovationsrealized.com.

Forward Looking Statements

This press release contains forward-looking statements, as that term is defined in the Private Litigation Reform Act of 1995, that involve significant risks and uncertainties, including statements regarding anticipated third quarter results. Forward-looking statements can be identified through the use of words such as “anticipates,” “expects,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “may,” “will,” “should,” and variations of these words or similar expressions. Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect AppTech Corp. current expectations and speak only as of the date of this release. Actual results may differ materially from AppTech Corp. current expectations depending upon a number of factors. These factors include, among others, adverse changes in general economic and market conditions, competitive factors including but not limited to pricing pressures and new product introductions, uncertainty of customer acceptance of new product offerings and market changes, risks associated with managing the growth of the business, and those other risks and uncertainties. Except as required by law, AppTech Corp. does not undertake any responsibility to revise or update any forward-looking statements.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682

Ben Jenkins Innovations Realized, LLC
Founder/CEO
858-243-4350

AppTech Corp. Files S-1 SEC Registration Statement

CARLSBAD, Calif., February 17, 2021 – AppTech Corp. (“AppTech“)(OTC: APCX), a fintech company, announced today that it has filed a follow-on public offering (“FPO”) for $15,000,000 of company common stock with the U.S. Securities and Exchange Commission (the “SEC”) pursuant to an S-1 registration statement. The company intends to use the net proceeds of the proposed offering to further supplement its digital banking and payment acceptance business expansion, telehealth and remote patient monitoring business expansion, and other general corporate purposes. The offering will aid AppTech in raising capital in conjunction with the company’s intended application to uplist to the National Association of Securities Dealers Automated Quotations (“NASDAQ”) Capital Market.

This press release shall not constitute an offer to sell or a solicitation of an offer to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or qualification under the securities laws of such state or jurisdiction.

About AppTech (OTC: APCX)

AppTech Corp. is a financial technology company utilizing innovative payment processing technologies to complement its core merchant services capabilities. Its patented and proprietary software for merchant services, text marketing and lead generation are licensable or available through a suite of synergistic offerings. AppTech is developing an enterprise-grade text payment system using the simplicity and familiarity of text messaging with multi-factor authentication to ensure security. AppTech also offers digital marketing, software development, mobile app development, website development, website hosting & comprehensive payment processing for brick-and-mortar operations, e-commerce and ACH. For more information about our company, please visit: www.apptechcorp.com

Forward Looking Statements

This press release contains forward-looking statements, as that term is defined in the Private Litigation Reform Act of 1995, that involve significant risks and uncertainties, including statements regarding anticipated third quarter results. Forward-looking statements can be identified through the use of words such as “anticipates,” “expects,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “may,” “will,” “should,” and variations of these words or similar expressions. Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect AppTech Corp. current expectations and speak only as of the date of this release. Actual results may differ materially from AppTech Corp. current expectations depending upon a number of factors. These factors include, among others, adverse changes in general economic and market conditions, competitive factors including but not limited to pricing pressures and new product introductions, uncertainty of customer acceptance of new product offerings and market changes, risks associated with managing the growth of the business, and those other risks and uncertainties. Except as required by law, AppTech Corp. does not undertake any responsibility to revise or update any forward-looking statements.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682

AppTech Corp. Engages Chatsworth Securities LLC as the Company’s Strategic Advisor

CARLSBAD, Calif., February 10, 2021 – AppTech Corp. (“AppTech“)(OTC: APCX), a fintech company, announced today that the company engaged Chatsworth Securities LLC as their strategic advisors to continue their growth in the fintech space. Chatsworth’s focus is to advise AppTech on its strategic trajectory and acquisitions as well as solidifying the Company’s leadership position in the market.

Advising AppTech is Ralph DiFiore, a Co-Founder and Principal of Chatsworth and Marcus Magarian, Managing Director. Together they bring significant experience regarding the technology and payments space. Marcus Magarian, who worked for 3-years at a UX Analytics group, which tracks the customer journey of eCommerce and mobile commerce sites, brings operational knowledge from the day-to-day of a rapidly scaling tech company.

“We are very excited to be working with AppTech as the payment space is highly strategic and extremely dynamic at the moment. What I learned from my experience in the digital analytics space is that the desired customer journey for any merchant usually ends when the payment is made, and in 2021 the market wants contactless payments, various digital payment options and faster and more integrated checkout solutions. AppTech has these key elements in their product ecosystem,” said Marcus Magarian. Chatsworth also has experience executing M&A in the payment space.

In 2021, AppTech intends to launch its innovative and patented mobile text payment solution in addition to a suite of digital banking and payment acceptance products designed in the B2B and B2C payment and software space. “As the financial services industry goes through a period of intensive change driven by the rapid advancement of technology, AppTech is positioned to be at the forefront by deploying inventive business and consumer digital financial services products,” stated Virgil Llapitan, AppTech President and COO.

About AppTech (OTC: APCX)

AppTech Corp. is a financial technology company utilizing innovative payment processing technologies to complement its core merchant services capabilities. Its patented and proprietary software for merchant services, text marketing and lead generation are licensable or available through a suite of synergistic offerings. AppTech is developing an enterprise-grade text payment system using the simplicity and familiarity of text messaging with multi-factor authentication to ensure security. AppTech also offers digital marketing, software development, mobile app development, website development, website hosting & comprehensive payment processing for brick-and-mortar operations, e-commerce and ACH. For more information about our company, please visit: www.apptechcorp.com

About Chatsworth Securities

Chatsworth Securities LLC is an investment banking firm providing financial solutions to corporations and entrepreneurs since 1996. The principal areas of our business are advisory services, interim CFO, M&A and private capital raising for companies, real estate and funds.

Chatsworth has served as an advisor on both domestic and international M&A transactions, raised capital for large and small companies, participated as an underwriter in several hundred equity public offerings, and raised nearly $4 billion for traditional and alternative money managers and their funds. Our professionals have substantial and successful experience in assisting domestic and international corporations, asset managers, and entrepreneurial companies.

Forward Looking Statements

This press release contains forward-looking statements, as that term is defined in the Private Litigation Reform Act of 1995, that involve significant risks and uncertainties, including statements regarding anticipated third quarter results. Forward-looking statements can be identified through the use of words such as “anticipates,” “expects,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “may,” “will,” “should,” and variations of these words or similar expressions. Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect AppTech Corp. current expectations and speak only as of the date of this release. Actual results may differ materially from AppTech Corp. current expectations depending upon a number of factors. These factors include, among others, adverse changes in general economic and market conditions, competitive factors including but not limited to pricing pressures and new product introductions, uncertainty of customer acceptance of new product offerings and market changes, risks associated with managing the growth of the business, and those other risks and uncertainties. Except as required by law, AppTech Corp. does not undertake any responsibility to revise or update any forward-looking statements.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682

Chatsworth Securities LLC
Marcus Magarian
Managing Director
[email protected]
(203) 340-2827

AppTech Corp. Announces It Is Seeking a Reverse Stock Split In Anticipation of Its Application to NASDAQ

CARLSBAD, Calif., February 8, 2021 – AppTech Corp. (“AppTech“)(OTC: APCX), a fintech company, today announced that it is preparing to file an application to be listed on the National Association of Securities Dealers Automated Quotations (“NASDAQ”). In order to uplist to the NASDAQ Capital Market, AppTech must trade at the requisite minimum price per share. To meet this listing requirement of the NASDAQ Capital Market, the company shall seek to perform a reverse stock split of its common stock. AppTech shall pursue the approval of a majority of its voting stock by written consent in lieu of a special meeting of the stockholders to amend the Company’s Certificate of Incorporation to affect the reverse stock split at a ratio determined by the Company’s Board of Directors within a ratio of not less than 1-for-2 and not greater than 1-for-12.

If approved, the reverse stock split will reduce the number of shares of the Company’s common stock currently outstanding. Proportionate adjustments will be made to the conversion price of the shares of the Company’s Series A Preferred Stock currently outstanding, the per share exercise price and the number of shares of common stock that may be purchased upon exercise of outstanding stock options granted by the Company, and the number of authorized shares of common stock reserved for future issuance.

About AppTech (OTC: APCX)

AppTech Corp. is a financial technology company utilizing innovative payment processing technologies to complement its core merchant services capabilities. Its patented and proprietary software for merchant services, text marketing and lead generation are licensable or available through a suite of synergistic offerings. AppTech is developing an enterprise-grade text payment system using the simplicity and familiarity of text messaging with multi-factor authentication to ensure security. AppTech also offers digital marketing, software development, mobile app development, website development, website hosting & comprehensive payment processing for brick-and-mortar operations, e-commerce and ACH. For more information about our company, please visit: www.apptechcorp.com

Forward Looking Statements

This press release contains forward-looking statements, as that term is defined in the Private Litigation Reform Act of 1995, that involve significant risks and uncertainties, including statements regarding anticipated third quarter results. Forward-looking statements can be identified through the use of words such as “anticipates,” “expects,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “may,” “will,” “should,” and variations of these words or similar expressions. Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect AppTech Corp. current expectations and speak only as of the date of this release. Actual results may differ materially from AppTech Corp. current expectations depending upon a number of factors. These factors include, among others, adverse changes in general economic and market conditions, competitive factors including but not limited to pricing pressures and new product introductions, uncertainty of customer acceptance of new product offerings and market changes, risks associated with managing the growth of the business, and those other risks and uncertainties. Except as required by law, AppTech Corp. does not undertake any responsibility to revise or update any forward-looking statements.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682

Emerging Markets Report: A Bright Future for Fintech and FinTEXT

ORLANDO, Fla., Jan. 12, 2021 (GLOBE NEWSWIRE) — Twenty-twenty was an epic year for Fintech, with adoption and expansion of Fintech services at unprecedented rates. For many companies in the space, this penetration was reflected in their market caps.

For the uninitiated, Financial technology is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.

Today’s featured company is well-positioned in the juggernaut Fintech space. AppTech Corp. (OTC PINK Open Market: APCX) is a financial technology company utilizing innovative payment processing technologies to complement its core merchant services capabilities. Its patented and proprietary software for merchant services, text marketing and lead generation will be licensable or available through a suite of synergistic offerings.

What’s truly unique about AppTech is that among its current projects under development is an enterprise-grade text payment system using the simplicity and familiarity of text messaging with tokenized, multi channel, and API-driven transactions to ensure security.

Like most of you we are regular users of internet and app-based money transfer services for our businesses or to friends and family. Whether it’s paying an employee for their effort or sending the Fantasy Football champ his winnings, Fintech is a staple of modern transactions.

The thought of text based money transfer service entering this Fintech ecosphere is compelling. Text has already cut enormously into voice calls due to its simplicity and efficiency.

Could it provide similar transactional elegance to moving funds? Could the future be FinTEXT?

Time will tell if AppTech will take its place among the Fintech success stories though it already has left other upstarts behind by closing an interesting partnership with NEC Payments to provide digital banking and payment technology solutions to facilitate open-integration between financial institutions and the Fintech ecosystem, and to drive the take-up of innovative digital financial services products.

About The Emerging Markets Report:

The Emerging Markets Report is owned and operated by Emerging Markets Consulting (EMC), a syndicate of investor relations consultants representing years of experience. Our network consists of stockbrokers, investment bankers, fund managers, and institutions that actively seek opportunities in the micro and small-cap equity markets.

Contacts:

AppTech Corp. Investor Relations
[email protected]
(760) 707-5955

James S. Painter III
Emerging Markets Consulting, LLC
[email protected]
(321) 206-6682