Mr. Llapitan has had extensive experience in the Banking Industry. In 1989, he founded his own Independent Insurance Agency. He transitioned into the Merchant Services Industry in 2004, where he helped develop and market the original ACH Payment Processing systems for online merchants as the Chairman, COO, and Director of HIMC Corporation. Over the course of his 15 years’ experience in the industry, Mr. Llapitan also served as a Universal Banker II for Ameris Bank/Bank of America and Director of Sales/Merchant services for Transcendent One. He currently resides as the Chief Operating Officer and President of AppTech Corp.