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About Us

What We’re Developing

AppTech is developing an embedded, highly secure digital payments and banking platform that powers commerce experiences for clients and their customers. Based upon industry standards for payment and banking protocols, we will offer standalone products and fully integrated solutions that deliver innovative, unparalleled payments, banking and financial services experiences. Our processing technologies can be taken off-the-shelf or tapped into via our RESTful API to build fully branded and customizable experiences while supporting tokenized, multi-channel, and multi-method transactions.

The platform will also incorporate AppTech’s core, patented text payment capabilities delivering experiences that focus on frictionless use cases and end-users desire for payment transaction simplicity, control, and comfort.


  • USPTO 8,369,828 “Mobile-to-Mobile Payment System and Method”

    This patent was developed for moving money from cellphone to cellphone, person to person, or person to business. We believe it sparked the creation of the P2P (Peer to Peer) Payments industry by allowing users to move money by text message, click, tap, or scan. We see this or similar technology everywhere today from companies such as Venmo in the United States to Wepay in China.

  • USPTO 8,073,895 & 8,572,166 “System and Method for Delivering Web Content to a Mobile Device”

    These patents allow companies to send URLs in text messages. They are responsible for helping to create the industry protocol known as Wireless Access Protocol (WAP) Push. WAP is very commonly used in the Apple iTunes store for downloading music. For example, when you purchase content in iTunes or the Google Play Store, you receive a text message with a link to download the content or application.

  • USPTO 8,315,184 “Computer to Mobile Two-Way Chat System and Method”

    This patent allows for communication from a computer to mobile phone device via SMS text messaging. This or similar technology is most used in social media messenger apps or chat features. When chatting with your friends on your favorite platform, the messages are not moving cellphone to cellphone. Rather, the messages you send through your phone are sent to the app’s computer, processed and then routed to the receiver’s mobile device.

    Another example of this patent’s application is when a user receives a text saying “Text ‘HELP’ to 77777 to donate $30.” When the user replies to the computer with the message ‘HELP,’ the computer can process the transaction by moving the money with the use of our first patent.

Technology that uses our Intellectual Property

Secure Mobile Payments
Enterprise SMS Texting

Executive Management

Luke D’Angelo

Chief Executive Officer, Executive Director

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Gary Wachs

Chief Financial Officer

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Virgilio Llapitan

Chief Operating Officer, President

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Jeff Moriarty

Senior VP of Legal Affairs, General Counsel, Secretary

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Meet The Team

Christine Carroll

Corporate Operations Manager

Patrick Crook

Sales Director

Ron Hill

Director of Merchant Services

Kaylei Wright

Communications Director

Sean Standen

Web Development and Content Creation Manager

Emily Finch

Associate Graphic Designer and Content Creator

Tyler McCollum

Director of Information Technology

Anthony Shall

Associate Product and Project Management

Company Directors

Roz Huang

Independent Director

Ms. Huang’s international business experience spans over 25 years in global investment and business development…

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William Huff

Independent Director

Mr. Huff is a certified public accountant and brings to the Board vital expertise in finance and operations management…

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Michael O’Neal

Independent Director

Mr. O’Neal is an innovative, analytical, strategic CEO with extensive B2B and B2C experience executing revenue growth…

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Christopher Williams

Board Member

Mr. Williams has over 40 years of experience in corporate and entertainment finance, investment property transactions…

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Michael Yadgar

Board Member

Mr. Yadgar is a corporate lawyer and strategic advisor with more than 20 years of experience…

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Andrew Sims

Board Observer

Andrew Sims is a co-founder, board member and the Chief Executive Officer of NEC Payments…

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